Pursuing an MBBS degree in India is a dream for many aspiring doctors. However, the skyrocketing fees in private medical colleges can often become a roadblock. The good news is that there are still a few private medical colleges in India that offer MBBS programs with total fees under ₹10 lakh. This blog is your complete guide to affordable MBBS options in India for 2025.
📌 Why Consider Private Colleges?
While government colleges are highly affordable, the competition is fierce due to limited seats. Private colleges offer an alternative — more seats and sometimes less competition (depending on the state and category). For students who don't make it to a government college, affordable private institutions are the next best option.
🏥 List of Private Medical Colleges Under ₹10 Lakh (As of 2025)
Note: Fees mentioned are approximate and subject to change. Always verify with the respective college before applying.
1. Christian Medical College (CMC), Vellore – Tamil Nadu
- Total Fees: ₹1.5 – ₹2 lakh
- Seats: 100 (Mostly reserved for Christian minority students)
- Remarks: One of the top-rated medical colleges in India, known for low fees and high-quality education.
- Bond: Service bond applicable for a few years after graduation.
2. St. John’s Medical College, Bangalore – Karnataka
- Total Fees: ₹6 – ₹7 lakh
- Seats: 150
- Remarks: Minority institution with high academic standards and a reasonable fee structure.
- Bond: May have a rural service bond.
3. Kasturba Medical College (KMC), Manipal – Karnataka (for certain state quota seats)
- Total Fees (State Quota): ₹9 – ₹10 lakh
- Seats: Varies
- Remarks: For Karnataka domicile students through KEA (Karnataka Examinations Authority).
- Note: General category fees are much higher.
4. Maharashtra Private Colleges (Through CET Cell – Institutional Quota & Govt Quota)
- Colleges: Terna Medical College, Dr. D. Y. Patil Medical College (Kolhapur), and others.
- Total Fees: ₹8 – ₹10 lakh
- Remarks: Look for colleges where institutional quota fees are subsidized.
5. Odisha Private Medical Colleges (Under OJEE Counselling)
- Colleges: Hi-Tech Medical College, Bhubaneswar & Rourkela
- Total Fees: ₹7 – ₹9 lakh
- Remarks: Only applicable for Odisha domicile students.
- Seats: Limited under affordable fee structure.
🎯 Admission Process for MBBS 2025
- NEET-UG 2025: A single national-level entrance exam for all MBBS admissions in India.
- Counselling Authorities:
- All India Quota (15%) – Conducted by MCC (Medical Counselling Committee)
- State Quota (85%) – Conducted by respective state authorities
- College Type:
- Government
- Private (includes deemed universities, trust-run institutions, and minority colleges)
📝 Tips to Secure Admission in Low-Fee Private Colleges
- Score well in NEET-UG: Even private colleges with low fees prefer higher NEET scores, especially under state quota.
- Apply through state counselling: Domicile can help you get seats with subsidized fees.
- Minority Quota Advantage: If you belong to a minority group, you may benefit from reserved seats and reduced fees.
- Service Bonds: Be open to fulfilling post-MBBS service bonds, especially in rural areas, to keep costs low.
🧮 Cost Breakdown (Estimate for 5 Years)
| Expense Type | Approximate Cost |
|---|---|
| Tuition Fee | ₹6 – ₹10 lakh |
| Hostel Fee | ₹1 – ₹2 lakh |
| Books/Material | ₹50,000 – ₹1 lakh |
| Other Expenses | ₹50,000 |
| Total | ₹8 – ₹12 lakh (varies) |
📚 Useful Resources
- NEET UG Official Website
- MCC Counselling Portal
- State Counselling Websites: (KEA, OJEE, CET Cell Maharashtra, etc.)
🔚 Conclusion
Getting an MBBS seat in a private college under ₹10 lakh is possible — but it requires planning, awareness of quotas, and a good NEET score. Focus on high-yield preparation, stay updated with counselling notices, and aim smart. For deserving students, affordability should not be a barrier to becoming a doctor in India.
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